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A: Each of these are the same type of loan. The loans allow you to borrow money by using your car title as collateral for the loan. You keep driving your car when you take out the loan. Car Title Loan Ontario becomes the lien holder on title. Many people use this kind of loan for quick cash instead of using their credit cards which could negatively impact their credit scores.
A: The first step in the approval process is to complete the online loan application form on this website. Completing the form does not obligate you to anything, you are just giving us the information necessary for us to give you a free quote. Once approved a loan specialist will call you to finalize the details.
A: We offer competitive interest rates. If you have received a lower rate from another company, we will try to beat it. We offer fast, quality service. Our loan specialist have the experience to get you the money you need quickly. We have office throughout Ontario which makes completing your loan process hassle free.
We are proud to say that our repeat business is the highest in the industry and we pay $50 for all friends and family referrals.
A: Our minimum monthly payment is based on 36 months. It is okay if make higher monthly payments to pay the loan off fast or sometimes just pay the interest charge for the month. We understand that your budget may change during the course of the loan contract.
A: You can pay off the loan without any penalty. If your financial situation changes Car Title Loans Ontario allows you to be flexible and optimize your loan whenever possible without paying any penalties or 'service charges'. We provide transparent loans without any tricks, gimmicks or balloon payments.